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Who Will Pay For Your Injuries If You Get Injured At Work?

Every employer must provide a reasonably healthy and safe work environment for their workers. But sometimes, failure to fulfill their duty leads to injury of workers. However, employees can still be hurt no matter how safe the environment is. The injuries may result in occupational injuries, broken bones, worsening pre-existing conditions, and even mental injuries. If you are injured while working at Costco, you might be able to get compensation from a workers’ compensation claim. 

Who will pay for your injuries if you get injured at work?

If you are injured in the workplace, the most important thing you need to do is report your injury to your employer. It is mandatory to report the injury within a few days or, typically, on the same day in most states. It may not be possible depending on the circumstances, but it is important to report as soon as possible.

The next step is to file a workers’ compensation claim to protect your rights. Doing this will put your employer, the employer’s insurance company, and the court on formal notice of your injury. Once you file your claim, the workers’ law will immediately put several automatic protections in place.

What are your rights?

The workers’ compensation law varies in different states. Therefore, the rights provided to the injured employer will also vary widely, and so does the legal procedures. 

However, some of the legal rights are common across most states.

  • You have the right to seek medical care.
  • You are entitled to file a claim in workers’ compensation court for your injuries
  • If your health improves, you have the right to return to your job
  • You can represent yourself with the help of a lawyer throughout the process
  • If you are unable to go back to your work because of your injuries which can be temporarily or permanently, you have the right to receive a disability compensation claim

Third-party claims

Sometimes injury might occur due to negligence of a third party. It can be a person or a company that provided defective pieces of equipment or maybe the driver of the delivery truck. If you are injured at work due to someone else’s negligence, you have the right to file against the person or company which are known as third-party claims. These claims are not filed under workers’ compensation claims. They are often civil lawsuits and are filed in state or federal courts.

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